Our Comprehensive Insurance Product provides coverage for:
Dealer’s Open Lot
Covers both new and used inventory while it is being held for sale.
Building and Business Property
Covers the office and storage building at their premises plus business personal property such as office furniture and equipment.
General Liability including Products
Coverage protects against legal liability as a result of negligence. Defense Costs are also included. Contractor’s Liability coverage protects against any negligent act caused by a sub-contractor while in the course of performing duties for the Dealer. It provides protection in excess to the sub-contractor’s insurance.
Commercial Automobile Liability and Physical Damage
Liability protects against financial loss because of legal liability for automobile-related injuries to others or damage to their property. Physical Damage covers the actual vehicle damage caused by such perils as collision, fire, theft or windstorm.
Optional Coverages
In addition, a number of optional coverage’s are available to meet ones special needs: Business Computer, Money and Securities, Employee Dishonesty, Outdoor Signs, Small Tools Floater, Contractors Equipment, Building Materials and Supplies, Valuable Papers, Accounts Receivables, Builders Risk.