insurance company

Commercial Lines - Manufactured Housing Dealers

We understand the unique insurance needs of Manufactured Housing Dealers - we specialize in insuring these businesses! We have producers in most areas of the continental United States and we represent insurance companies that have specialty products for your their business needs.

Our Comprehensive Insurance Product provides coverage for:

Dealer's Open Lot

Covers both new and used inventory while it is being held for sale.

Building and Business Property

Covers the office and storage building at their premises plus business personal property such as office furniture and equipment.

General Liability including Products

General Liability coverage protects against legal liability as a result of negligence. Defense Costs are also included. Contractor’s Liability coverage protects against any negligent act caused by a sub-contractor while in the course of performing duties for the Dealer. It provides protection in excess to the sub-contractor’s insurance.

Commercial Automobile Liability and Physical Damage

Liability protects against financial loss because of legal liability for automobile-related injuries to others or damage to their property. Physical Damage covers the actual vehicle damage caused by such perils as collision, fire, theft or windstorm.

Optional Coverages

In addition, a number of optional coverage's are available to meet ones special needs: Business Computer, Money and Securities, Employee Dishonesty, Outdoor Signs, Small Tools Floater, Contractors Equipment, Building Materials and Supplies, Valuable Papers, Accounts Receivables, Builders Risk.

We understand the unique insurance needs of Mobile Home Park owners. We specialize in insuring your business! We have producers in most area of the continental United States and we represent insurance companies that have specialty products for your business needs. We can also schedule rental mobile homes and site built units at multiple locations. For your convenience and ease, our packaged product can put most of your insurance needs under one policy. Our Mobile Home Park Products provide coverage for:

General Liability

Coverage protects against legal liability for Bodily Injury and Property Damage resulting from your Mobile Home Park operations. Medical Payments is included.

Property

This includes coverage for Buildings, Business Personal Property, Business Interruption, Signs, etc. Property coverage is also available for your rental homes.

Optional Coverages

We have an Enhancement Endorsement that includes the following: Debris Removal, Loss of Rents/Business Interruption, Equipment Breakdown, Employee Dishonesty, Sewer Back Up, Property Off Premises, Outdoor Property, Accounts Receivable and more…

We understand the unique insurance needs of MH Setup Contractors - we specialize in insuring this type of business! We have producers in most areas of the continental United States and we represent insurance companies that have specialty products. If the Set Up Contractor is also involved in Sales we can accept an application for that exposure. Our Comprehensive Insurance Product provides coverage for:

General Liability including Products

Coverage protects against legally liability as a result of negligence. Defense costs are included.

Building and Business Property

Covers your office and storage building on ones premises plus business personal property such as office furniture and equipment.

Commercial Automobile Liability and Physical Damage

Optional Coverages

Inland Marine

Provides Property coverage for equipment used in this business such as backhoe, tracters, etc.

We understand the unique exposures of Recreational Vehicle Dealers and specialize in insuring their business! We have experienced producers in most areas of the continental United States and we represent insurance companies that have specialty products for RV Dealers business needs.

Recreational Vehicle Dealers Program

Our Recreational Vehicle Dealers Program provides Garage Liability, Garage Keepers Legal Liability, Auto Physical Damage, and Property (Buildings, Business Personal Property) for risks engaged in the selling and servicing of recreational vehicles. *Open Lot Coverage is available only in a select number of states.

Optional Coverages

Additional Coverages are as follows: Hired/Non-Owned Liability, Signs, Accounts Receivable, Business Computer Coverage, Small Tools, Employee Tools, Contractors Equipment, Valuable Papers and Records Employee Dishonesty, Forgery and Alteration, Money and Securities.

Broadened Coverage Endorsement: Provides Personal & Advertising Injury Liability coverage and Fire Damage Legal Liability coverage.

Broadened Dealers Liability Endorsement: Provides the following Errors & Omissions coverages; Title Errors & Omissions Coverage, Federal Truth in Lending Statutory Errors & Omissions coverage, Federal Odometer Statutory Errors & Omissions coverage. This endorsement also includes Broad Form Products & Completed Operations coverage.

Mobile Home

We offer a variety of specialty personal lines products. We offer these programs in most states. We represent a number of Insurance Companies and offer programs for owner occupied homes, seasonal homes and rental homes. We offer both package programs and byline.

Manufactured Home Service Contract

This provides protection for owners of new and used manufactured homes. This protection covers the home structure, major home systems (such as originally supplied plumbing, electrical, central heat and air) as well as appliances that were included in the home at the time of delivery. The Manufactured Home Service Contract reimburses the homeowner for both labor and materials of defective items for the home structure, original home system components (such as plumbing, electrical, central heat and air) and original appliances that were included at the time of delivery.

insurance company

Commercial Lines - Manufactured Housing Dealers

Commercial Lines - Mobile Home Parks

Commercial Lines -
Manufactured Housing
Setup Contractors

Commercial Lines - Recreation Vehicle Dealers

Personal Lines